The Basics of Smoke Damage

1/24/2023 (Permalink)

A fire or smoke damage claim is one of the worst things that can happen to you and your property. This isn’t just about losing your belongings and having to spend money repairing or replacing them; it is also about the emotional impact on you. The truth is that most standard policies cover fire and smoke damage without special add-ons; however, there are exceptions depending on your circumstances.

Smoke Damage Basics

When you think of smoke damage, you probably imagine charred walls, blackened appliances and furniture, and other obvious signs of a fire. But not all instances of smoke damage are so easy to spot. The smell of smoke can linger in your home long after an actual fire has been put out. This can be caused by burning embers left behind when a cigarette is put out on the carpet or other material, or even just from cooking with grease.

Preventing Smoke Damage

It can be difficult to completely eliminate the chances of a fire breaking out on your property. It is important to keep a fire extinguisher on hand. Another tip is to have at least one working smoke alarm in every bedroom and outside each sleeping area. Make sure you have an escape plan for each level of your Spring City, PA home as well. Make sure your smoke alarm is in good working order by testing them every 6 months. 

Insurance Coverage after Smoke Damage

The best way to get your insurance claim paid for smoke and fire damage is to hire a professional cleaning company. They will know what products to use and how much of each product should be used, as well as how long they should leave the cleaners on your property. 

If you have been in an accident or experienced a natural disaster, it’s important that you report any damage right away. Your insurance company needs this information in order to accurately assess how much money they need to pay out for your claim. This will help them process claims faster and make sure that their customers receive financial compensation for their losses as soon as possible!  

Home Value

If you're thinking about selling your home, it's important to know that your property's value may be affected by fire and smoke damage. If you do have a fire in your Spring City, PA home and the smoke has caused damage, you should get an inspection as soon as possible—the sooner the better. A professional home inspection will help determine what repairs need to be made before selling or listing your house for sale. You can't get a loan without having a home inspection done on any property where there is significant visible damage—and neither can anyone else who wants to buy from you!

Smoke damage can be a major problem for homeowners. If you have smoke damage and need help restoring your home back to normal, give SERVPRO of North East Chester County a call.